Maruti Suzuki Smart Finance - Car Loans for Alto, Wagon R, Swift, Dzire, Ertiga, Vitara Brezza, S-PRESSO, Celerio, Eeco
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price list

Price list

Know the exact price* for all Maruti Suzuki cars here.

*Ex-showroom Price

Why Maruti Suzuki Smart Finance? The Simplest Way to Finance Your Car in Just a Few Clicks.

  • Pre-Approved Loans
  • Multiple Financiers
  • Custom Generated Loans
  • Loan Status Tracking
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4 Simple Steps toFinance your car

4 Simple Steps to Calculate YOUR EMI

  1. Select your Loan Amount
  2. Select your Loan Period
  3. Select the Interest Rate
  4. Estimated EMI
Loan Amount
Interest Rate
Estimated EMI

Frequently asked questions

What is the Maruti Suzuki Smart Finance ?

Maruti Suzuki Smart Finance is an one-stop solution for all customer financing needs. It's an end to end digital auto financing platform where the customer can view, compare and apply for a loan of their choice. The customer can also derive his on-road price (by selecting accessories, insurance etc. as per the need) and track the loan application in real time. Maruti Suzuki Smart Finance is India’s first Online and end to end car finance platform providing an easy and convenient car financing solution to the Car buyer.

Is the platform only for salaried customers?

How many cities are covered under Maruti Suzuki Smart Finance?

Are the offers competitive compared to other online marketplaces?

What is the advantage of applying for a loan online?

There are various advantages for online application; Online loan application will give the customer the chance to view all available Finance offers in one single page before selecting the one that is best for them. Also, it is a hassle-free journey with document upload and online sanction letter facility. All this comes with complete transparency of fee and charges.

Can the customer enter an email / phone number that is not linked to their Bank Account or documents?

To get the best deals on car finance and for proper verification of loan application, it is recommended that the customer shares the correct details which are available with the bank. Please also ensure that the details (email, phone number etc.) match the documents provided.

Do you have offers for employers?

There are select corporate offers from MSIL present on the platform. MSIL is also regularly incorporating best car loan offers from the financier's side to to give customers the best in market offering which is tailor-made for them. To get more details on the available offers, please contact our dealers directly.

How is Maruti Suzuki showing customers a loan offer?

MSIL has collaborated with fianciers to show the most competitive offers. All offers shown on platform are from financiers and financing is at sole discretion of financiers.

Can an offer be customized?

Yes, customization is possible and customer can select his own down-payment, tenure & loan amount (subject to his eligibility). This will enable the customer to and derive his own EMI as per the need.

What is a pre-approved offer?

Pre-approved offers are loan offers for customers that already have an existing relationship with the financier and typically do not require any documentation formalities for loan approval. A Pre-approved offer is generally the best available offer in the market for the customer.

What is a custom offer?

Custom offers are those loan offers are tailored for you on the basis of the details that you have entered on the platform. Please note that all offers are at the sole discretion of the financier.

Are my documents safe?

All documents are kept secure on the platform. Please refer to the privacy policy for more details.

How long will the loan application process take?

The loan application verification process is conducted by the financiers and varies from person to person. On average, the loan approval is done within 48 hours of application being submitted to financiers.

Can the customer apply for another loan after being rejected?

Yes, the customer can apply for another loan from a different financier after being rejected. Another financier should be selected to proceed.

What is the difference between sanctioned and disbursed?

Sanctioned refers to the stage where bank approves the loan application. At this point the customer can download the sanction letter and get in touch with the dealer to get the loan disbursed. Some formalities, like signing the car loan agreement, post-dated cheques etc. need to be completed before loan is finally disbursed. Disbursed state refers to the point at which the loan amount is remitted to Dealer by the financier once all loan related formalities are completed.

Can the customer change their loan after applying?

The sanction letter is only applicable for the specified loan amount, model, variant & dealer. In order to change the loan amount after sanctioned state, you can get in touch with the dealer or contact the financier directly.

How will the customer be notified of the loan approval?

The loan status on the website will be updated automatically after the financier verfies the documents. The dealer staff will also call the customer to notify them of the change. After the loan is sanctioned, the customer can download the sanction letter and visit or call the dealership to avail the loan.

What is the difference between on-road & ex-showroom prices?

The ex-showroom price refers to the basic cost of the car inclusive of GST, while the on-road price refers to the final price paid by the customer inclusive of state charges, insurance, accessories(if availed) etc. On Maruti Suzuki Smart Finance the customer is able to view the On-Road price and also derive his own On-road price by selecting accessories, Insurance, Extended warranty etc. as per their need.

How much time does a customer have to purchase a car after the loan is sanctioned?

Validity of the sanction letter will be mentioned on the letter itself and varies from financier to financier. On average, the sanction letter is valid for 15 to 30 days.

How many Financiers are on-boarded in Smart Finance?

Currently there are 14 Financiers available in Maruti Suzuki Smart Finance which includes major Private Banks, Public Sector Banks and NBFCs.

Maruti Suzuki Smart Finance: Finance Your New Car in Just a Few Clicks

The Easiest Way to Buy Your Dream Car

Maruti Suzuki, India’s largest carmaker, has launched an easy-to-use online platform to offer customers end to end car finance related services. Maruti Suzuki Smart Finance is a ONE-STOP SHOP for all Maruti Suzuki customers, where they can find myriad solutions for all their auto finance related needs. This includes finding the right finance partner, choosing the best loan option for their Maruti Suzuki ARENA car, completing related formalities, and disbursal of loan online as the platform acts as a facilitator between the financier and the customer.

Maruti Suzuki Smart Finance is where car finance becomes simple and hassle-free. Whether you are looking for the best car finance deals when buying a new Maruti Suzuki ARENA car or customised car loan offers; you will find everything you need at Maruti Suzuki Smart Finance. This online platform lets you explore from a wide range of loan offers based on your needs, giving you the choice of selecting a suitable down payment and loan tenure. You can also get customised EMI deals based on your preferences. What’s more, these car loan offers are applicable on the entire Maruti Suzuki ARENA line-up.

Maruti Suzuki Smart Finance is associated with a number of financiers from which Maruti Suzuki ARENA customers can choose, based on their profiles. With a wide range of Maruti Suzuki Smart Finance schemes available, you can opt for low down payments, customised loans, and low interest rates with schemes that have been curated exclusively for Maruti Suzuki customers. Under these schemes, you can not only avail several car loan offers, but also get online car loan approvals on all ARENA cars and across the entire network of Maruti Suzuki ARENA dealerships.

As you explore the various offers, use the EMI calculator available on the platform to calculate the tentative EMI that you will have to pay. Simply enter the amount of down payment and details regarding the loan, like the loan amount, tenure, and interest rate, after which you will be able to get a good idea of how much a loan will cost you.

Right from selecting a bank to finding a customised loan based on your needs, Maruti Suzuki Smart Finance will assist you throughout your journey.

Finance your new car in four easy steps and experience an integrated online car buying journey today!